Payrex was born from a simple, powerful idea: in 2025, money should move like data. We were done with slow transfers, hidden fees, and legacy rails—so we’re building a new payments layer where stablecoins are spent in fiat through our cards with zero friction and zero surprises. At the core sits our payment router that intelligently converts and routes stablecoin liquidity into real-world purchases at the best rates with fully predictable fees.